SIP Calculator
Mutual fund SIP returns & maturity value projection
SIP results
- Maturity value
- ₹11,61,695
- Total invested
- ₹6,00,000
- Estimated gains
- ₹5,61,695
How to use
- Enter how much you invest every month (e.g. 5000).
- Enter expected annual return (12% is a common long-term equity assumption — not guaranteed).
- Enter number of years you plan to stay invested.
- See maturity value, total invested, gains and growth chart.
The formula (in simple words)
SIP future value assumes you invest the same amount every month at the end of each month. The formula compounds each instalment: FV = P × [((1+r)^n − 1) / r] × (1+r), where P is monthly amount, r is monthly return, n is total months.
Frequently asked questions
Equity mutual funds have averaged around 10–14% over long periods in India, but past returns don't guarantee future results. Use 10–12% for rough planning.